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Does Insurance Cover Fire No Wiring Inspection

       


Vote:
Asked by
Seymour


Does insurance cover fire no wiring inspection? My friend really needs this answer. Please be kind and post the answer.
0     In Insurance

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Iona

"The insurance company will make an investigation..."



There are many different situations and the only ones covered by the insurance are the ones that can be proved as not your fault. In case of an electrical fire for example, the insurance company will make an investigation. If they find out that the bad wiring was due to your negligence they won`t pay for any loss you have suffered. However if it proves to be an accident, the company will fully pay for it. Leo Collins


This answer closely relates to:
  • Home wiring inspection insurance
    • Is my wiring covered by my home insurance?
    • Is wiring covered in home insurance?
    • What do the insurance company look for when theyre doing an house inspection?
  • No wiring inspection
    • What kind of wiring does insurance company not cover?
    • I found knob and tube wiring should i tell my insurance company?
    • Is electrical fire covered on insurance?



Votes: 0.0
 

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Q. Bought a house with aluminum wiring?
we just bought a house with aluminum wiring and we "knew" about it in the inspection report, but everyone kept telling us "it's no big deal." there was so much going on and i didn't look into it myself and now i just surfed the web on it and i am filled with anxiety! please help! did we make a huge mistake? how common are the dangers? also, my insurance company didn't ask me about wiring, but some sites said that they don't cover aluminum wiring. should i ask them? i am so overwhelmed and scared. i do not want a fire for my family!


"My advice...call a good electrical contractor for an independent inspection..."



Lots of great answers here. IF and I do mean IF your aluminum wiring was installed and maintained properly, there will be no problem. However, if someone has replaced any device designed for aluminum with one for copper, you WILL have a problem. My advice...call a GOOD electrical contractor for an independent inspection. Make sure he knows that his company will NOT be the one to make corrections beforehand. This insures that he will give you an honest inspection and not try to use the moment for a sales pitch. After the inspection, hire him to do the work. A bit devious, but the plan is sound.



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Can you help us by answering one of these related questions?
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We need your help! Please help us improve our content by removing questions that are essentially the same and merging them into this question. Please tell us which questions below are the same as this one:

Q: Does insurance cover fire no wiring inspection?
  1. Does homeowners insurance cover electrical inspection?
  2. Does homeowners insurance cover fire due to defective wiring?
  3. I had a house fire does insurance cover faulty wiring?
  4. Does insurance cover fire resulting from home wiring?
  5. Will insurance cover if fuse box caught on fire and burnt up wiring?
  6. What if home fire caused by faulty wiring does homeowners insurance cover?
  7. Do you require an electrical inspection for fire insurance?
  8. What does insurance cover after fire?
  9. How much will insurance cover if there is a fire?
  10. Does insurance cover fire caused by you?
 
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