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Extremely unlikely that the homeowners insurance company will pay even a portion of the wiring upgrade. That`s not the purpose of homeowner`s insurance. HOWEVER, it is very likely that once the upgrade is complete, you can persuade them to give you a modest discount on your premiums because the modernized wiring makes the premises safer from fire, but they can refuse to pay and also if any fire happens they can pay for the original electrical code not the current one