Not answered yet... Be the first to answer !!
No signup required. Just enter your answer and hit save!
|
Since there are no direct answers to this question yet we have included 3 related answers: | | | Will my house insurance pay if a fire was caused by wiring not to code?
As all insurance policies are different, and we are not in the insurance business, I am unable to answer this question for you with certainty. Per our service manager, the National Electrical Code changes every 3 years, as well as, most state codes, so very few existing homes are actually "up to code" at any given point in time. The National Electrical Code, as well as most state codes (which are generally based upon National Electrical Code with amendments) doesn`t require that you bring an existing home up to the latest code each time it changes. It does specify that it meet the code that was in place at the time of construction, and that any new work being done should meet the current National Electrical Code Standards. From my own personal experience, I found out that most insurance companies will not provide coverage on a home that has a "fuse box and fuses, rather than a breaker box, and I heard somewhere that some insurance companies are picky about covering a house that has an older wiring style called "knob and tube. " I do also know from personal experience that if your electrical system has been upgraded recently (exact time frames vary by insurance company) that many insurance companies offer discounted premiums. I suggest that you check with some insurance agents if you have policy coverage questions, or questions about discounts for upgrading an electrical system. I haven`t had a fire or anything but I need to buy house insurance that will cover me even though I know some of the wiring in the house is not to code. Its not really bad or anything but I would hate to pay all those premiums and if there is a fire I get nothing. Any light you could shed or where I can go to get good insurance would be much appreciated. | | | Will my house insurance pay if a fire was caused by wiring not to code?
PowerBridge cannot make any judgments or recommendations regarding non-code compliant wiring. I haven`t had a fire or anything but I need to buy house insurance that will cover me even though I know some of the wiring in the house is not to code. Its not really bad or anything but I would hate to pay all those premiums and if there is a fire I get nothing. Any light you could shed or where I can go to get good insurance would be much appreciated. com" rel="nofollow">http://www. com. com" rel="nofollow">http://www. com. | | | Will my house insurance pay if a fire was caused by wiring not to code?
With any carrier they will underwrite and require at least a 4 point inspection that includes the status of electrical, plumbing, heating and a/c and roof. Once that inspection is complete which is a cost that you will have to pay for then the carrier will decide on coverage for your home. |
Didn`t find the answer you wanted? Here are some similar answers to look through:
|
In Insurance