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Does insurance pay for home fire if wiring was not to code

 
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Asked by
Sanford


Does insurance pay for home fire if wiring was not to code? What should I watch out for?
0     In Insurance

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Glenn

"Hence insurance will not cover a house or..."



Most insurance companies will not cover a home whose electric work or the powerbridge is not up to code. Hence insurance will not cover a house or home fire that was not inspected or electric work known to be up to code when the house was bought or sold. Corris Darkman.

This answer closely relates to:
  • Known wiring not to code when bought house will insurance cover
    • Does home owners insurance cover fire caused by faulty electrical work?
    • Can i get insurance if work is not up to code on a house?
    • Will my insurance cover upgrading wiring to meet current code?
  • Electric work not up to code
    • What happens if an existing house is not up to electric code?
    • Does your house insurance cover electrical work?
    • Does my insurance cover me if i do electrcal work in my own house?
  • Insurance company not cover home that is not up to code
    • Does insurance pay for home fire if home was not to code?
    • What does homeowners insurance cover if your not up to code?
    • If i cause an electrical fire at home does my homeowner insurance cover it?

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Q. I have a 1996 pontiac grand prix in good shape and it needs about $1k worth of work, is it worth repairing???
i love this car! it has great handling, its the 2 door special edition and the body is in excellent shape. i still get compliments on it, and i don't like the newer body style, also you can't get a two door anymore. plus it's paid for, and the insurance is cheap on it. it has a 3.1 v6, 162,500 miles on it and i have had the intake gasket, 2 fuel injectors, thermostat, egr valve, o2 sensor, plug wires, coil pack, and rear wheel speed sensor replaced since october. it's has cost me about $1500 or so and i have just got all of that paid for. the pontiac dealer i go to lets you make payments, thankfully. i now have a slight miss to the engine, the service engine soon lite is on, and they are telling me i need a fuel injection cleaning service, and new spark plugs. it has an engine miss-fire code. i also need new rear struts because the rattling and rough ride are driving me crazy. so after all that said should i go through with the above mentioned items, or start looking for a new car?


"Or payments plus insurance that will equal that in 3 months or less..."



$1000.00 right now, or payments plus insurance that will equal that in 3 months or less. You know the car, you like it, do it. maybe get another opinion and pricing first

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