Reinaldo |  Q. Where can i view all my student loans?
Get to view all your student loans. View all your student loans by getting to view all your student loans. Find out how to view all your student loans. It is important to view all your student loans by getting to view all your student loans. Sandra James
| | |
Kymberly | Q. Is there anywhere i can go online to see all of my student loans?
There is a place where you can go online to see all of your student loans. This place leys you go online in order to see all of your student loans. It is helpful to see all your student loans in one place when you go online. When you want to go online to see all of your student loans there are many places that will enable you to see all of your student loans. Sandra James
| | |
Una | Q. Where can i find all my student loans?
You can find your student loans in your bank or your pocket they can even have already been paid to your university.so you don`t need to worry about them.Jason White
| | |
| Powered by
 Q. Student loans? i currently have two student loans in default. i already made arangements to pay my deferred loans and i have been paying them on time for the past three months. i would like to know can they still garnish my income tax although i am paying on the loans?
Nope, unless they take you to court and your bank received a subpoena from them.
| | |
| Powered by
Q. Student loans? i owe my student loan $461. do you think they will take my income tax?
IF you're in default--probably! Pay off your student loan, pay a little bit every month. As long as you're paying and NOT in default, you're OK. If you lose your job, get a deferment until you're working again. You can't escape, so best bet is to pay up as you go along. If you slip by this time, they'll get you next time. So IF you get the refund, do yourself a favor and pay off the student loan!
| | |
| Powered by
Q. Student loans? i need to help my brother get his student loans out of default. how can i get a complete list of all of his loans? to start paying on them we need to consolidate them and make one monthly payment. how do i do this?
You can get a list of all his loans from his school's financial aid office. They can also give you advice on how to consolidate loans. If he has a whole bunch of federal loans, the government does offer a way to consolidate them. If he has federal loans, go to www.dlservicer.ed.gov and login. There will be an option to consolidate loans. If he has more than federal loans, many banks and companies offer consolidation of loans ay lower interest rates. My favorite is citibank through their program called citiassist, this can be access at www.citiassist.com. There are many others. I receive offers in the mail constantly, and I'm only a junior in college. I hope this info helps!
| | |
| Powered by
Q. Student loans!!!!!!!!!!!!!!!!!!!!!!!!? ok, i am going to be a sophomore in college this year at the university of tennessee. tuition, along with room and board, and a meal plan, is going to be approx. 14,000 for the year (aug-may). i don't qualify for federal aid, my parents make too much money, yet we can't pay for my schooling. i did get $5,500 in stafford loans though. but even after that, i need about $8,000 in additional private student loans to cover the rest after my scholarship.
i applied by myself and didn't get approved because i don't have any credit. my parents didnt get approved as cosigners, neither did my sisters (which got approved last year), or seven other working people i tried. (a couple of which make $80k+ a year alone) i mean, really, what am i going to have to do to get an education? it shouldn't be this hard!
and i know the economy sucks right now... but really?
Have you ever tried manwhoring,
J/K but a job might not be the answer you wanna hear but alot of students go through school with a part time or even full time job also. It takes commitment but can be done.
| | |
| Powered by
Q. How do student loans work, and what are my options for applying for graduate student loans? i want to apply for a master's program at copenhagen university... but have no money! where exactly do i start? i know very little about student loans in general, and especially little about them when studying internationally, especially at the graduate level. do i need to talk to the university? how do direct to consumer loans work? is it super difficult to get student loans?
To get a student loan, your first step is to fill out the Free Application for Federal Student Aid (FAFSA). You should submit your FAFSA as soon as possible – you can make estimates and correct the details later.
Once you’ve completed your FAFSA, you’ll want to visit your school’s student aid office. Ask what kind of aid you might expect.
| | |
| Powered by
Q. Student loans have to start being paid off 6 months after you graduate. what if you continue to law school? i'm planning on going to law school after i graduate from a 4-year college. i'm just wondering if i'll have to start paying back my student loans after 4-year college, or after i graduate from law school?
p.s. i'm just doing some preliminary checks on student loans in general, i'm a senior in high school and i'm just thinking ahead.
j:
As long as you remain a full-time student, you will continue to qualify for "in-school deferment". You won't have to begin paying your loans back until you finish law school.
The only requirement is that you remain registered at least half-time at an eligible institution, and that you don't take more than 6 months off at any time during your schooling.
By the way - this is an automatic feature of government-backed student loans (Stafford/Perkins/PLUS), but it is not necessarily characteristic of all private loans. Also remember that the in-school deferment requires attendance at an "eligible" school. Some students have pursued law or medical degrees at foreign universities, only to discover that some of these schools are not participants in the Federal Student Aid program, and therefore, ineligible for in-school deferment.
I hope that helps - good luck to you!
| | |
| Powered by
Q. How do student loans affect a mortgage applicaton? i have $60,000 in various student loans, but since consolidating my combined payment is only $300/month. i have no other debt. do lenders view student loan debt differently due to the flexibility of the loans? also, would they look more at the total amount of the debt or the monthly payment when determining the rate and loan amount?
With 20 years experience in the mortgage business, I have never seen a student loan that was in repayment treated any differently than any other long term debt. While you may be able to ask for a hardship deferal in the future, which is the only advantage on a student loan that doesn't exist on a standard installment loan, no lender wants to anticipate that circumstance. As long as the payments extend past 10 months in the future, the lender will only use your monthly payment as part of your qualifying ratios. The total debt is not that important and would only be a minor factor. What will matter more is your payment history on the student loan: it should be perfect. It all comes down to the quality of your credit history (your FICO score) and your qualifying ratios of debt/income.
Try this site
http://free-college-information-usa.blogspot.com/
Free College information on financial aid for students, scholarship, student loans and more.
| | |
| Powered by
Q. What loan company will take over my federal student loans when the loans are in default? what loan company will take over my federal student loans when the loans are in default so i can go back to school?
my loans are government loans from saillie mae. i owe them under $5000.
i heard about this company that will take over your school loans from them but i don't know the name of the company.
i am at the point where i can't get a federal student loan until i pay this off.
When your federal educational loans are in default, you have several options:
You can repay the loan in full.
You can negotiate a new payment plan with your lender.
You can "rehabilitate" your loan.
You can consolidate your loan.
Obviously option one is rarely attractive or possible for defaulted borrowers.
Option two (renegotiate) should be investigated fully - most borrowers skip this step, but it's probably the best option for most people. Call your lender and ask to speak to someone in the "Workout" Department. Explain your situation to them (there's nothing unusual about it) and ask what options are available to you for switching to a graduated, extended or income-sensitive repayment plan. If your lender will agree to change your repayment plan, a few regular payments will get your default status removed, and the new plan may be easier for you to keep up with.
Option three (rehabilitation) is really a specific form of a workout agreement. It probably won't help you much in your situation, because it requires an agreement between you and the lender that will allow you to make 9 consecutive on-time payments of some agreed-upon amount.
Option four is everyone's favorite, but you must absolutely understand what a consolidation loan will do. To keep this utterly simple - a consolidation loan is a brand new loan that will pay off your old, defaulted loan. A consolidation loan MAY lower your monthly payments, but understand how this works. A consolidation loan never lowers your payments by wiping away some of your debt - a consolidation loan lowers your payments by stretching out the length of your loan. If you pay less every month, you'll make many additional monthly payments, and - in the end - you'll pay far more back than you would have paid on the original loan.
As an example: Suppose I lent you $100 and you agreed to pay me back in 2 weeks by paying me $50 a week. You came back a few days later and explained that you weren't going to be able to afford to pay me $50 - is there something else we could do? "Oh, absolutely," I'd say, gallantly. "Instead of paying me $50 a week for 2 weeks, how about if you only pay me $10 a week for 17 weeks?"
See - in the end, you'll pay me back $170 instead of $100 - that's how a consolidation loan works. But remember - we're not talking a $100 loan for a couple of weeks - by the time you pay that $5000 loan of yours back over many years, you'll pay a few thousand more than you might have paid if you didn't consolidate that loan.
I've attached some information about consolidating from the Department of Education - take a few minutes to read it over. If you do choose to go this route, be sure to consolidate with a reputable lender (or directly with the government) and not with some fly-by-night operation that you learn about from some pay-per-click site shilled on Yahoo! Answers.
Good luck to you!
| | |
| Powered by
Q. What loan company will take over my federal student loans when the loans are in forbearance? what loan company will take over my federal student loans when the loans are in forbearance so i can go back to school?
my loans are government loans from saillie mae. i owe them under $5000.
i heard about this company that will take over your school loans from them but i don't know the name of the company.
No one will "take over" your loans. You will still owe the money to your lender when you are in forbearance. They will simply add interest every month while you are making payments.
If you are asking about defaulting the lender will just contract out with a collection agency to start calling and hounding you to mail them payments. If you make 6 to 12 months worth of willing and reasonable payments you can ask your lender to "rehabilitate" your loan. This is when you are issued a new loan and pay off the one in default so you can get federal fin aid again. Again, rehabilitation can only be done after you have made 6 to 12 months of payments.
Try this site
http://free-college-information-usa.blogspot.com/
Free College information on financial aid for students, scholarship, student loans and more.
| | | .jpg)
| Powered by
Q. How do student loans work? once i start paying them back, do i have to pay back consistently? like if i have $1000 now gathered from working as a student for 2 years, can i use that to pay some of the loan back? or, is it that once i start paying back loans, i can't stop, and i must consistently pay them back every month?
also, do student loans have minimum sums we are allowed to pay every month? like can it be that i'm only allowed to pay if i'm paying in a minimum sum of $800 or $1000?
p.s. this is not for me, so its not like i can look over a contract or anything like that.
It seems like everyone who answers on this subject just refer you to a website. Here's my knowledge so far on my son's student loan... He just got accepted for his first fiscal year in school and the fine print states that if you pay $1000 when your payment is only $250 (example), then your next payment wouldn't be due until after those other payments are paid from what was left of the $1000, meaning, you have an extra three months of payments paid from that money before you had to pay again. Make sense? But no matter if you overpay or pay monthly, you do need to make sure you pay on time, or it could affect your credit rating. I'm not sure what you're saying on your second part, but all loans have a minimum payment due each month, if that's what you're talking about. So what it comes down to is that you can always pay more than what you owe. No bank will turn down money early.
| | | Add your answer/comments in just seconds. No signup necessary.
Just put your answer in the box below and hit Save.
|
Can you help us by answering one of these related questions?
We need your help! Please help us improve our content by removing questions that are essentially the same and merging them into this question. Please tell us which questions below are the same as this one:
Q: How can i see all my student loans?
The following questions have been merged into this one. If you feel any of these questions have been included in error help us improve our content by splitting these questions into seperate discussions. Please unmerge any questions that are not the same as this one:
Q: How can i see all my student loans?
- Is there a website that lists all of my student loans?
- Is there a website where i can view all of my student loans?
|
.jpg){kind=small}
In Loan
