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How to find out who you are insured with? Thanks. | |||||||||||||||||||||||||||||||||||
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Q. How can i find out who insured my roofing contractor? he did a crap job, we made him stop and no he refuses to pick up the phone to us. is there an easy way to find out who insured him?
i would just like to add that i interviewed several contracors and he had allthe things you look for insurance, bonded, bbb and a portfolio......he is a real crook. we have been taken and now he wants to take us to court.
and you don't have to be licensed in the state of ohio...which is stupid.
"His insurance (if he had any..."
His insurance (if he had any) is of no help to you. His insurance is just to protect his workers from cost of an injury. This is called workmen's compensation. He also had liability insurance to cover damages if someone he employed backed his truck into your house.
You are probably thinking of his bonding insurance. This is rarely enforced. It is in case he does not complete a job, and since you fired him - I'm not sure this would even apply. Without his help - it's going to be almost impossible to find his bonding company unless you call the city/county he is supposed to have a license in. Try that.
Since you made him stop - you probably are just out what you paid him to date.
Truthfully, I would move on- find someone to finish/replace what he messed up. Learn to hire better workers with references. Get written contract with all the license numbers, insurance comp.,bonding agent so you can check him out.


Q. How would i find when i was insured with an insurance company in the past? i am trying to find the exact dates and premium amount for when i was insured with an insurance company about 10 years ago. i need it for a class action lawsuit and i cant get anyone at the company to give me any answers since i am no longer with them.
You're going to have to go through your old banking records, and look for cancelled checks to what you paid them. You MIGHT have to request your bank, at the time, to get you duplicate cancelled checks. That will also get you the policy numbers, as those are written on the checks.
As to the dates, most people keep the SAME dates, and just renew or move the policy to another carrier, on the same dates.
If you had used an agent, check with the agent. They aren't REQUIRED to keep a copy of your policy that long, but many smaller agencies are weird about throwing out old declarations, and very well could still have a copy in the basement.


Q. How do i find out who i was insured with 6 years ago if i can't remember? i am going to have to prove to a collection agency that i had health insurance in 2002, but i'm not really sure who i was insured with. due to water damage in my old home, any records i had from that time period are unavailable. i know for a fact that i was insured as i have never in my life been wothout helath insurance. plus, after i find out, how do i get a proof of insurance from them?
"You can find health insurance providers online by searching on health insurance companies..."
If your health insurance has always been provided by an employer, check with the company you worked for in 2002 to see who provided their insurance at that time. You might also check with your bank or your credit card company to see if you made insurance payments by check or credit card in 2002.
If you have an idea about which company provided your health insurance in 2002, go ahead and send the insurance company an email or call them to reqest information. If they have you in their records, they will let you know. There are only so many major healthcare providers- it can't hurt to send emails or to call a few of them to see what happens. You can find health insurance providers online by searching on health insurance companies.
Once you determine who provided your health insurance in 2002, contact the insurance company and tell them that you need proof of your old health insurance. They should be able to provide you with a letter you can give the collections agency.
Good luck!


Q. Can an insurance provider find out if you are insured by another insurance provider? i am insured by unicare student insurance. this policy is under my name. then i am also insured by unicare through my parents insurance. i had to go to the doctor and had a procedure performed. i used my insurance card and not my parents. now they are giving me grief about paying the claim. they want to know if i have any other insurance. i do, but i don't want them to bill my parents insurance. i want the bill to come to me. they have sent me a form and want me to fill it out and sign it. i don't want my parents to get the bill because they are going to want to know why i went to the doctor and so on. what should i do? can the insurance provider find out i have other insurance even i if i say no on the form?
"You have to tell them you have other insurance..."
Legally, one plan has to be your primary plan. Now, because you have both plans thru Unicare, the chances are VERY good that they will find out that you have two plans. You HAVE to tell them you have other insurance, telling them that you don't and them finding out anyway is considered fraud, and is at the very least a headache. You'd then get stuck paying the entire bill and possibly be prosecuted, and definitely get dropped by the insurance. In this case, Unicare's going to end up paying the bill, so give them all the info and let them sort it out.
That said, even if your parents "get the bill" - which if you've paid any copays, they shouldn't. They might get an explanation of benefits stating you sought care at whatever doctor on a specific date. They NEVER give any specific details - lab testing (like urine or throat cultures) are just called "diagnostic testing" or "surgical procedure" or "office visit" or something else generic, sometimes they have the procedure codes, but unless you happen to have the master list of codes handy, you can't tell what they are. HIPPA privacy laws prevent them from calling the provider and asking anything - they can ask until they're blue in the face, they can not be told ANYTHING - unless it comes out of YOUR mouth. Therefore, if they ask you why you went to the doctor, you can tell them anyhing you want. (If it's an expensive procedure, tell them you had an infected splinter - insurance companies pay big bucks for that.)


Q. Where to find the tracking number on the insured mail receipt? i need to know where to find the tracking number on my insured mail receipt. i bought an item on ebay, and then i returned it. the seller needs my tracking number.
i have a hunch it is the 20 digit number on the left side of the receipt but i am not sure.
i bought insurance on it, so i know i have one. if you're going to say i don't please don't answer.
"Your insurance number..."
If you didn't buy tracking, you don't get a tracking number.
Insured, doesn't mean it's got tracking or delivery confirmation. Those are all seperate services that get charged seperately.
Your INSURANCE number, is for a claim, if you need to file one. You have to wait 30 days from the date of mailing, to file a claim.


Q. I am trying to start a housecleaning business and need to find out how to get bonded and insured? i also am trying to find out if i need to be bonded and insured to get started.
Look up the official website of the state you live in and find the faq for businesses. That will give you a start.


Q. Is car insurance confidential? can anyone find out who your auto is insured with? my friend has a vehicle which is being sought after by a recovery service. this car is still being driven, with legal tags. can a recovery service find out who the car is insured with? will a automobile insurance co. give out that kind of personal information? please don't answer this question unless you know the answer. thanks
please don't answer this question with a question like my first responder did...thanks
Why would a recovery service be interested in weather a car is insured or not ?


Q. I have lost my car insurance details and paid in full how can i find out who i am insured with? after paying for my car insurance in full i have lost the documentation and cannot remember which company i am insured with is there any way to find out who my insurance company is?
"They.ps the police might ask about an insurance cover note to prove you are..."
As others have suggested check out you old bank balance statements it might help if you can remember the date you took it out, But if you paid some insurance brokers in your town go to them I'm sure they will be help full. If all fails try the police they can find out if you car is insured and has a currant M O T perhaps they might help you ,but take some means of identification with you IE your drivers licence bank book or passport, or all. Good luck, papers are so easily thrown by mistake aren't they.Ps the police might ask about an insurance cover note to prove you are driving leagal, so leave your car at home just in case they do. You might just be charged if you cannot produce a up to date covernote whilst driving, so leave your car at home untill you find one. Best of luck. Alex
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