How to get away with having no insurance

Leader Board

Leading Experts		Credits
1.	consultant	10676	Level 107
2.	Tim.lopez	6334	Level 64
3.	David.Jackma	6196	Level 62
4.	James.lopez	5605	Level 57
5.	Shan	5185	Level 52
6.	Polar.net	4473	Level 45
7.	peterson991@	4228	Level 43
8.	TheLML	3621	Level 37
9.	bill.white	3611	Level 37
10.	CnC	3571	Level 36
11.	Swastik	3473	Level 35
12.	Denis.Brown	3291	Level 33
13.	ciitronian	3246	Level 33
14.	jason.bell	3136	Level 32
15.	xman2	3026	Level 31
16.	richa61416	2884	Level 29
17.	Bill.Gagnon	2867	Level 29
18.	Lussay	2836	Level 29
19.	Ask.Lee	2825	Level 29
20.	Michael	2772	Level 28
21.	david.007	2745	Level 28
22.	Tim.Gagnon	2742	Level 28
23.	xman	2738	Level 28
24.	xman1	2610	Level 27
25.	shaun.marsh	2527	Level 26

Answer

Report Abuse

Vote:

Asked by
Rodrick

Hi! How to get away with having no insurance? Just a little help please. Thank you very much.

In Insurance

Industry Experts

34330 Gateway Drive, Suite 100 Palm Desert, CA 92211 760-360-1620 760-360-1357

+ Add Expert

Denna

"Another insurance that is important is car insurance..."

To get away with having no insurance is a risk you will have to carry on your own. There are certain insurances that should not be neglected. One in particular in health insurance - your life is precious and there should be no value placed on it. Another insurance that is important is car insurance, if you way up the cost of your car, even though it will depreciate, to replace it is a huge cost and without insurance sometimes impossible. It may not even be your mistake when you have the accident, if it is your mistake then you are also liable for the other car and their medical costs in some cases. So in closing I wouldn`t try and get away with no insurance! Kelly Richardson

This answer closely relates to:

Having no insurance

Q. Insurance???????
just wondering. my mom has a trailblazer and my dad has a lumina. they already have full coverage. my question is do they have to add my the insurance or since i have my drivers lisence i can start driving. my mom said that im already insured because it already has full coverage is that true or does she have to add me or what???

"Including insurance agents..."

I have seen many people on here say that you are automatically covered when your parents have full coverage, including insurance agents. This is not true of all companies. Call your insurance carrier and ask. It is a lot easier than finding out after an accident that you are not covered.

Q. Insurance.....?
does anyone here have insurance for their dog? how much does it cost or does it depend on different factors (breed, age, etc). if you don't mind tell me what it costs you and what kind of dog you have. thanks

"Have it and i don't trust it...human insurance is bad enough with all the..."

I don't have it and I don't trust it...human insurance is bad enough with all the small print. My dog insurance is Master Card, it's the only "insurance" I'd recommend. It covers everything, literally! Good luck though if you feel you really must purchase insurance!

Q. How do we get insurance companies to reduce medical insurance premiums to employers?
let's face it, here in the u.s. the medical insurance premiums for group health coverage is rising faster than inflation. as a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums. the problem is that insurance companies have no incentive to reduce insurance premiums. they continue to get record profits and this issue is out of control. how do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?

"Insurance tips..."

insurance tips : http://insurance6.cn

Q. What is the type of insurance that covers bodily injury and property damage to others?
1: what is the type of insurance that covers bodily injury and property damage to others? liability uninsured motorist comprehensive collision 2: what is the type of insurance that covers you when you are injured by a hit and run driver? liability uninsured motorist comprehensive collision 3: insurance is based on the concept of and __ profit and loss risk and loss risk and return profit and cars 4: which type of insurance is usually required if you finance your car purchase? medical payment insurance towing insurance rental insurance collision and comprehensive insurance 5: which of the following is not a way that a teenager can save money on insurance? getting on his or her parents' policy getting good grades driving penalties driver experience 6: accidents that must be reported are ? those that caused minor damage or harm those that have been fatal all accidents.

I didn't study for this test (haha) 1-Liability 2-Uninsured motorist if you were a pedestrian Collision if it's a hit&run in your car 3-Risk & Loss 4-Comp & Collision 5-Driving penalties 6-All of them

Q. How long is a insurance company required to give before they cancel your insurance?
my insurance called me yesterday and informed me that they would be cancelling my insurance because i have rented my house to a group of students. they gave me two weeks to find new insurance before they cut me off. i'm having trouble finding someone who will insure us. if they cut my insurance, my bank will cancel my mortgage, and i guess that means i'd lose the house. is this insurance company allowed to drop me in this manner. when we got the insurance two months ago there was nobody living in the house, but it was rental insurance. we never lied or anything, we were completely honest through the whole process.

"Most insurance policies range from 30 to 90 days on a cancellation for non payment..."

most insurance policies range from 30 to 90 days on a cancellation for non payment. You need to stop and read your policy carefully. If this is a home owners policy there is likely an exclusion for using the house as a business. When you bought the insurance you were probably purchased it through an agent. He didnt care what you told him. all he wanted to do was sale the policy. It's the underwriter that now wants to cancel it. Bottom line. I think that you have two options. 1. Purchase a commercial property insurance policy. (expensive but doable.) 2. Search around and find another homeowners insurance policy and buy 1M dollars worth of umbrella coverage. I'd spend my time looking for option two. The minute you ask about an umbrella, agents will be knocking your door down.

Q. What types of insurance does an event planner need?
i am interested in starting my own business from home as an event planner (no employees, just me). however, i am unsure about the insurance aspect of things. i will possibly be organising events for a large company and they have told me that i am required to take out public & products liability insurance and personal accident cover before i can start working on any of their events. will the personal accident insurance cover my hospital bills if i injure myself? if not, what insurance does? could you please advise what type of insurance is required for a home-based event planner. if there are any event planners out there could you please let me know what insurance you have?? thanks!

"Call an insurance agent..."

Call an insurance agent. They will know what insurance you need and how much it will cost. The insurance is to cover the people and items at the events you coordinate, not you personally.

Q. When will the insurance lobby force us to have medical insurance like the did auto insurance?
forced auto insurance, seat belt laws, helmet laws, child safety seats, laws and regulations, all brought upon us by insurance companies who use government regulation to maximize their profits. isn't it only a matter of time before they get their friends in washington to make health insurance mandatory? or is that the republican plan for reform?

Reagan warned of obama and his kind, and I'm not referring to his race, He is a socialist, and health care is his door opener. http://www.youtube.com/watch?v=fRdLpem-AAs Please forward this video to all who question the "acting" president's agenda!!!!!

Q. How can people say insurance companies should be able to deny based on pre-existing conditions?
let's look at an example. bob has a job. he has health insurance. he gets cancer, and his insurance company pays for his tens of thousands of dollars worth of treatments. the economy goes south, bob gets laid off. he has to choose between health insurance and losing his house, so he obviously needs to stop the insurance. later, bob gets re-hired, and despite the fact that he can afford insurance, he can never get it again, because he has a pre-existing condition. but no, we need less government regulation of the insurance industry. lol!

That would be like buying a car with a bad transmission!!! Think about it!!! LOL

Q. How does the insurance company find out about moving violations?
my understanding is that when you get a moving violation (e.g, a speeding ticket), the police or the courts or whoever will notify your insurance company. when your insurance company finds out and finds out about the points that are now on your license, they raise your insurance premium. however, a friend tells me that he's received several speeding tickets, that his insurance company has never found out (meaning no one is notifying his insurance company), and that his premium has therefore never gone up. how is that possible?

hes got to be lying or had lawyer take his tickets to court and won! tickets are sent to the states motor vechicle division, thats how they find out about your tickets! TC GL :-)

Q. No health insurance and have a preexisting condition. can i start work? or is there any insurance available?
i live in ga. we just got an insurance and told them about this condition. it's very small surgery for my daughter. but now they are denying it. is there any other insurance i can take? or if i get insurance through work would that help?

"Would you need to take insurance for you as well as the child..."

Some group policies at work do not care about preexisting conditions. Some do. It is usually the private ones, not work connected that up the rates. Probably something to do with---- if you can work, then you probably are not too sick, or disabled, so you can be insured. If it is a dependent child, would you need to take insurance for you as well as the child, and what is the waiting period. Work insurance takes a while to go into effect. You may have a rider or whatever it is called, that will exclude treatment, or make you wait so long to have insurance, or treatment for the preexisting condition. I don't know for sure, you could find out some how who the employer or potential employer uses and check it out on line or by calling the company.

Add your answer in just seconds. No signup necessary.
Just put your answer in the box below and hit Save.

Can you help us by answering one of these related questions?

We need your help! Please help us improve our content by removing questions that are essentially the same and merging them into this question. Please tell us which questions below are the same as this one:

Q: How to get away with having no insurance?

Categories