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Hi!I am a woman i need to start a business i need loan? I can`t seem to get this info. | ||||||||||||||||||||||||||||||||||||||
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Q. Small business start up financing? i was wondering if anyone knows of funding sources for women starting a small business. i have heard there are grants and loans available for women but don't know how or where to access them. also, any info on small business loans is appreciated. thanks!
I can think of a few resources for you to look at. We started a Yahoo Group with grants and loan programs especially suited for small businesses and real estate. I'm not sure what kind of business you want to do but you could "double dip" by taking advantage of women's grants/loans as well as real estate grants/loans. If you are getting into commercial real estate, we also developed a program to purchase commercial properties with only 1% of the purchase price as down payment instead of the usual 20% or so, which greatly reduces the demands on your cash reserves. I've put links to the resources I've mentioned below my answer in case you wish to check them out.


Q. How can i be so rich business woman;without taking any help of my parent?what kind of business should i start? i'm 24y of unemployed lady.i want to start a business,without taking my parent's money or help,whatever.i don't understand,what kind of business i start! & how can i start it independentlly.
i want to start a business,which is given me a money,becouse i just want to show my parent's that i also doing business without taking any help.
my friends of yahoo,will you help me,from getting me out from this problem?can i get any loan bank?if so!how can i be?
please help me & give me some good advise.
+ Start out really small with something very simple that makes cash money while you are still at home and can save up a little for your real investments(your company). The chances of a bank loan or any loan are kind of slim. For the most part, (in my experience) banks don't want to loan you money until you no longer need it. I have been in business for 6 years Changing Air-conitioner and heater filters and I have no bank loans. Now all of a sudden they want to loan me money and I can just pay cash and they get no interest so why should I bother. All it cost me was about $150 for brochures, a couple of boxes of the most popular filters, a screw driver, a pad of paper to write down what sizes to order every year, and list the customers that I personnally visited to start my business and the date that I changed the filter so I could come back the next year.
There are some business that require little to start. A photo business (if you have a camera), a cleaning business (if you have a bucket of cleaning stuff), a personal at the customers home or work car cleaning business, shovelling snow, raking leaves, cleaning windows.
If you can take a picture of your work at each location so that you have a history, as the key will be repeat business. If you are successful you could sell the business and the contacts to someone else that wants to start something in a year and then you have your seed capitol, or sell all but 10 or 20% of the business and let them pay your on time and when it is all paid off they can give you that (that you still own) percentage on a monthly or annual basis as a part owner for as long as the business continues to exist or if they want to sell it, you could continue as a part owner and collect your percentage in full at the time of the sale, but they all take time and continuous effort and there are very few that can come into big money fast and easy and not owe either big favors that you may regret, or substantial sums of money that you may not wish to repay.
Keep your long term goals in mind, and follow a dream of something that you really love to do as most likely you will do it with all your heart and be the best you can at it. If you start a cleaning company and sold it to someone while retaining partial ownership you could have them as a subcontractor of yours at a considerable discount later. (think about it and where you want to finally get to)
I like your initiave
Good Luck


Q. I'm a woman and a minority in nj...what kind of small business start up loans can i get?
The best place to start is to find out if you qualify for a disadvantaged business rating as defined by the Small Business Administration.
If you do qualify, the next step is to get yourself certified by SBA as a disadvantaged business. Here is their web site.
http://www.sba.gov/ - and -
http://www.sba.gov/aboutsba/sbaprograms/index.html
Your local banker will also have a lot of information pertaining to SBA.
The SBA does not make the actual loans - your local bank does that with the backing or insurance provided by SBA.
Good luck with your venture!


Q. Anyone know where i can get a loan to start a business and they dont check my credit? i want to start a business for women and children who are homeless
Just ask the current president of the united states. He is just giving away money.


Q. How can i get a business loan for women as a minority, with credit that is not that good? i would love to start my own business, and i have heard that there are lots of loans and grants for women as a minority. my crdit is not that great, but i do have a partner who has excellent credit. does anyone know who i can contact to get started or get additional information?
I might be able to help.
My group of investors offer both secured and unsecured loans for personal and business loans. We utilize both traditional banking firms and private funds.
Not sure what your credit rating is. Although we do work with different credit levels, credit is a factor. Sometimes we can even help you improve your credit.
Contact me if you want to connect.
skip724@gmail.com


Q. How do you start a business in the state of florida? please give me a step-by-step account of how to start a business based in the state of florida and can operate in all 67 counties. the business in question is a combined land clearing and leveling and logging company. also, i need all the advice on securing startup capital (and how to get business loans guaranteed by the sba), how to get it as a certified woman-owned business, how to get government contracts, how to establish business credit, how to transform this startup into a thriving corporation, and whatever else is necessary.
every practical lead and advice is greatly appreciated. thank you in advance. :-)
i sincerely apologize for not specifying what legal structure i wish to set the business up.i wish to set the business up as a privately-held corporation. thank you in advance.
i want to incorporate as a s corporation.
Depends on what type of business entity you are looking to set up and how you want the taxes to be passed through to your personal income.
Setting up a business is actually pretty easy in Florida. You go to sunbiz.org, click on electronic filing and file your articles of incorporation based on which business type you want to have (LLC or C-Corp). Then call the IRS @ 1-800-829-4933 and get your EIN number.
Setting up the business is a piece of cake, determining which business entity is right for you is a lot harder. My best advice would be to sit down with your accountant and just ask his opinion. If you don't have an accountant, it's probably a good time to start shopping around.
Once you've set up your business. Give me a call at the branch and we'll get your financing in order.
Frank
864-609-1600
EDIT:
A "privately held corporation" can be an LLC, S-Corp or C-Corp. Which one have you decided on?
EDIT2:
Ok,
After you've filed your articles of incorporation and gotten your EIN number, you'll need to file form 2553 (Subchapter S election)
The form can be found here:
http://www.irs.gov/pub/irs-pdf/f2553.pdf
Then you'll officially be an S-Corp.
Don't forget to file this when you pay your taxes at the end of the year:
http://www.irs.gov/pub/irs-pdf/f1120s.pdf


Q. Where can a woman get a loan or grant for $10,000 quick to start a business after claiming bankruptcy ? husband and i had to claim personal bankruptcy after opening 3 dry cleaners. i am now opening up my own practice in a the energy psychology field. it has been my passion for 15 years to help people. i just know i will make it, it is my passion. i need start up costs. i have no overhead, no employees to pay. i learned a tremendous amount from last business what to do and not to do. need someone to lend to me as soon as possible with a bankruptcy. before that last 20 years our credit was perfect. no late payments. if you could help email me at oceanblu519@yahoo.com
You may want to try the bank of Fantasyland. What the heck is the "energy psychology field" ? The fact that you are trying something that most people will think sound like a bunch of hoey along with the fact that you have proved your inability to manage money in the past are two strikes against you will make it very difficult to convince someone they won't be throwing their money down the drain if they give it to you. It is great you have a passion but have you done any business planning? What is the market demand for this in your area, are there any competitors, are people buying this service today? you may want to look up some information on writing a business plan and how to start a business.
Just put your answer in the box below and hit Save.
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