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Only place that you can obtain a. Simino President/CEO OneSimpleLoan® 4023 Tampa Road Suite 2400 Oldsmar, FL 34677 813-343-6466 or (1) 877-OneSimpleLoan(663-7467) ext. Sent from blackberry wireless device. I have had a job for the last 2 years since graduation but I can`t afford all my payments. I need a consolidation loan to lower my monthly payment. Is that possible and how does it work.

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com to receive a mobile login URL. Help – About Cisco Registered Envelope Service – .

Upromise do not provide any loan. Upromise is a college savings accelerator that helps families create their own college savings network with trusted companies and their extended family and friends. We`ve built a simple way to help families reach their college savings goals with a revolutionary network of contributing companies, family and friends, and leading investment firms all working to help families afford a higher education for their children. Our partners agree to provide the Upromise members, with rewards for using their products and services and these rewards go into the member`s Upromise account, where they become actual savings for college, grad school or even paying down a loan. There are four basic ways to save utilizing Upromise:. -With your credit cards: Just register your credit cards in your Upromise account and use your registered and validated credit cards with certain Upromise contributing companies. -By applying for and registering the Upromise Credit Card, you can earn 1% anywhere you shop every time. Stop missing out on these savings . learn more or apply now at Upromise. -By shopping online through Upromise: Just visit our Online Shopping page and shop through the links provided. -When grocery shopping: Simply register your grocery cards. When shopping at participating grocers or drugstores, and buying the items on the Shopping List, you`ll automatically get college savings. Upromise posts college savings data to your Upromise account as soon as we receive it. Once the college savings gets funded in your Upromise account, you can withdraw it. We are available to assist you from 9:00 AM until 9:00 PM EST Monday through Friday. The Upromise Customer Care Team www. I have had a job for the last 2 years since graduation but I can`t afford all my payments. I need a consolidation loan to lower my monthly payment. Is that possible and how does it work.

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This number is located at the bottom right hand corner of correspondence you have received from Texas Guaranteed (TG). org in the "Borrowers" section. Additionally, you can view all your student loans listed under your social security number on the National Student Loan Data System website at www. gov/nslds_SA/. Disclaimer:. As a measure intended to prevent identity theft, some states prohibit the practice of requiring consumers to transmit their SSN over the Internet unless the connection is secure or the SSN is encrypted. If you would like to voluntarily provide your SSN via fax or over the Internet, assuming the risk that the connection may not be secure or the number may not be encrypted, you are certainly free to do so. Our offices are open from 8 am to 9 pm Monday through Thursday, and 8 am to 5 pm Friday, Central Time. Box 83100 Round Rock, TX 78683-3100. Any review, use, dissemination, distribution, or copying of this communication by anyone other than the intended recipient or that person`s agent is strictly prohibited. I have had a job for the last 2 years since graduation but I can`t afford all my payments. I need a consolidation loan to lower my monthly payment. Is that possible and how does it work.

At this time, we do not have a consolidation lender. There are many programs out there that may help you. Christina Morgan Loan Services Specialist I Oklahoma Guaranteed Student Loans. for the use of the addressee hereof. promptly notify the sender and immediately delete this communication from your system. I have had a job for the last 2 years since graduation but I can`t afford all my payments. I need a consolidation loan to lower my monthly payment. Is that possible and how does it work.

We would be happy to assist you with any questions you may have as well as start your application process.

This is only for federal loans. You can check with private lenders about consolidation if you have private loans, but there are fewer lenders offering these products now than in the past. On Tue, Jul 14, 2009 at 2:03 PM, westingplastics@gmail. com <.

If you need consolidation of student loan you should go to local bank. They like higher education students and you shouldn`t have problems with consolidation of your student loans . Another way is to look on student forum where you can find tons of offer from loan companies. Hope my answer helped you witch consolidation.

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If u need contact gtbank_shares@yahoo.com

Do you need a loan, contact us at charles.financialfirm02@gmail.com.

i dont know if any i have listed will help or not, but i'll post it anyway. i think the first answer was a good post. ----------- try to aim for grants/scholarships more... they are not to be paid back. its confusing sometimes, but just keep applying. Scholarships usually have a 1 or 2 page application, and require an essay. Take your time with the essay, so yours stands out. every big (and small) company you see (manufacturer, orgs, corps and groups also) all have grants and scholarships they hand out like candy. Walmart, Kmart, Target, Coke, computer companies etc etc etc here are some links with a HUGE list of what is available. some you will need to copy and paste into a new window. also, fastweb (take the time to fill it in) will search databases and get back to you with a list of scholarships you qualify for. Also contact all mens, womens associations in your state, they almost always have grants & scholarships. What ever field you are going into, contact the orgs, associations etc for them; Also check with professional organizations related to your career interests, such as the American Bar Association or the American Medical Association. they also always have scholarships. Research and dig, call then write. Its all worth it. OVER apply; it doesnt hurt to have too many, and the extra funds can help with housing. YOU WILL NEED ADOBE READER: (yes, its free) http://www.adobe.com/products/acrobat/readstep2.html LIST http://www.lifebridge.org/gran-list-alph.htm http://www.angelfire.com/nj4/njcomputerchick/school.html http://www.chrome.org/scholarshiplist.html MORE & INFO: http://www.ftc.gov/bcp/menu-jobs.htm http://www.finaid.org/scholarships/other.phtml http://www.finaid.org/otheraid/ http://www.back2college.com/library/scholarships.htm http://www.collegeconfidential.com/ http://college-scholarships.com/ http://www.statefarm.com/about/part_spos/grants/grants.asp http://www.gmsp.org http://www.gmsp.org/gmsp_web/(nb5ctd55gavpfi55bb3a3j45)/scholarships.aspx http://www.sfa.ufl.edu:16080/scholarshipcafe/ http://www.edsf.org/scholarshipAwards.cfm http://www.fafsaonline.com/ http://www.fafsa.ed.gov/ http://www.feea.org/ http://12.46.245.173/cfda/cfda.html http://www.salliemae.com/ http://www.ed.gov/finaid/landing.jhtml http://www.scholarshipexperts.com/ http://www.educationplanner.com/ss/code/Profile1.asp?level=u&region=s&mode=EDIT&sponsor=2859&volume=SS&e&h http://www.studentawards.com/ http://www.collegeanswer.com/index.jsp http://www.studentscholarshipsearch.com/ http://www.studentscholarshipsearch.com/Detailed/Scholarships/Meta_indexes_and_other_scholarship_directories/Women_s_and_Non-traditional_students_scholarships_meta-directory_126.php NURSING / CNA http://www.scholarships-ar-us.org/grants/nursing.htm http://www.dar.org/natsociety/edout_scholar.cfm http://nursingworld.org/nursecareer/edfund.htm http://www.medi-smart.com/finaid.htm http://www.discovernursing.com/nursing-scholarship-search http://www.ncaa.org/about/scholarships.html http://bhpr.hrsa.gov/DSA/nsl.htm http://www.nsna.org/foundation/ http://www.4cnas.com http://www.choosenursing.com/ http://www.minoritynurse.com/ http://www.tylenol.com/page.jhtml?id=tylenol/news/subptyschol.inc http://www.straightforwardmedia.com/nursing/ http://bhpr.hrsa.gov/nursing/scholarship/ http://www.akaeaf.org/programsandinitiatives/ http://www.schoolsoup.com/ http://www.blackexcel.org/link4.htm http://www.jackierobinson.org/ http://www.wilsonfund.org/scholarships/scholarships.shtml http://www.siemens-foundation.org/TeacherScholarship/ http://www.childcareservices.org/ps/teach.html http://www.act.org/goldwater/yybull.html http://www.uncf.org/ http://www.socxfbi.org/login.asp?reason=denied_empty&script_name=/cgi-alumni/adir2.dll&path_info=/search&sitename=FBI&scroll=10&p=1&S=scholarships&x=0&y=0 http://www.finaid.org/ http://studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp http://www.actstudent.org/finaid/scholarshipscams.html http://www.act.org/recognition/clients.html http://www.act.org/kfcscholars/index.html http://www.kfcscholars.org/ http://www.rhodesscholar.org/ http://www.collegedata.com/ http://www.fastweb.com/ http://www.getreadyforcollege.org/gPg.cfm?pageID=139 http://www.policylink.org/EDTK/AH101/Financing.html#4 http://www.hud.gov/grants/index.cfm BECOMING A TEACHER http://www.aft.org/teachers/jft/becoming.htm http://www.fseog.com/ CHILDREN OF MILITARY http://www.militaryscholar.org/about/about.shtml http://www.mcsf.com/site/c.ivKVLaMTIuG/b.1677655/k.BEA8/Home.htm http://www.vfw.org/index.cfm <-do search for ‘scholarships’ http://www.milspouse.org/Educ/Fund/MilFScholar/ http://www.aerhq.org/education_dependentchildren.asp INTERNSHIPS, http://www.fasttrackinternships.com/ http://www.internprograms.com/ http://www.brillstreet.com/ http://ceri.msu.edu/ DEPENDENCY or NOT http://www.salliemae.com/get_student_loan/apply_student_loan/understanding/financial_aid/dependency/ LOAN FORGIVENESS http://www.pheaa.org/loanforgiveness/healthier_futures.shtml http://www.aft.org/teachers/jft/loanforgiveness.htm http://studentaid.ed.gov/PORTALSWebApp/students/english/cancelstaff.jsp?tab=repaying http://www.finaid.org/loans/forgiveness.phtml http://www.aessuccess.org/manage/cant_make_payment/Federal_Teacher_Loan_Forgiveness.shtml http://www.staffordloan.com/repayment/forgiveness.shtml http://www.educationplanner.com/ss/code/Profile1.asp?level=u&region=s&mode=EDIT&sponsor=2859&volume=SS&e&h STATUS OF LOAN OR AID http://www.nslds.ed.gov/nslds_SA/ IF YOU DON’T HAVE YOUR PIN yet (for your loan / aid status) apply for one: http://www.pin.ed.gov/PINWebApp/pinindex.jsp ESSAY HELP http://www.scholarshiphelp.org/ http://www.gradesaver.com/resources/scholarship.html http://www.collegeadmissionsessays.com/ http://www.nataviguides.com/broke_essay.html http://www.princetonreview.com/college/apply/articles/process/essayjump.asp http://www.scholarshipessay.us/ http://www.freschinfo.com/tips-brainstorming.php http://www.freschinfo.com/tips-topic.php http://essayedge.com/ http://www.korepetycje.com/Essays_Articles/scholarshipessay.html GRANT SCHOLARSHIP SCAM LIST (if you find a scam report it here too) http://www.ftc.gov/ftc/consumer/media_psas_classads.html LOANS http://www.acteducationloans.com/ http://www.finaid.org/loans/educationlenders.phtml http://www.financialaid.com/plus/index.cfm?id=plusloans http://www.alternativestudentloan.com/ http://www.parentplusloan.com/ http://www.financialaidpodcast.com/about/ http://www.myspace.com/financialaidpodcast http://www.FinancialAidPodcast.com GRAD LOANS & SCHOLARSHIP http://www.gradloans.com/graduate-plus-loan/ http://www.gfoa.org/services/scholarships.shtml DEFAULTED STUDENT LOANS http://www.ed.gov/offices/OSFAP/DCS/index.html CONSOLIDATE LOANS http://www.plusloanconsolidator.com/ http://www.salliemae.com/after_graduation/manage_your_loans/consolidate_student_loans/student_loan_consolidation.htm http://www.salliemae.com/content/privateconsolidation/index.html http://loanconsolidation.ed.gov/ RATE MY PROFESSORS http://www.ratemyprofessors.com/index.jsp INTERNATIONAL STUDENTS http://www.iefa.org/ http://www.iefa.org/resources/ http://educationusa.state.gov/ http://college-scholarships.com/ http://www.studyabroad.com/forum/financial_aid.html http://www.internationalstudent.com/ http://www.internationalscholarships.com/ http://www.internationalstudentloan.com/ http://www.globalslc.com/ http://www.edupass.org/finaid/loans.phtml http://www.abroadplanet.com/student-loans/the-global-student-loan-corporation/ http://www.salliemae.com/international/ HISPANIC SCHOLARSHIPS http://www.hsf.net/ http://www.scholarshipsforhispanics.org/ http://www.statefarm.com/about/part_spos/grants/hispanic.asp http://www.hsfi.org/ http://scholarships.hispanicfund.org/applications/ http://www.chci.org/chciyouth/scholarship/scholarship.htm

Your chances are prob pretty good to consolidate federal student loans. Don't consolidate federal student loans in any non-student loan consolidation loans, your interest rate will likely be higher and the interest you pay would no longer be tax deduct able.

Redd: If you'd asked this question two years ago, I could have given you a list of about 20-25 major lenders who offered student loan consolidation . Right now, you'd be lucky to find 5. Four companies that I know are offering private loan consolidation products right now are: Chase Collegiate Risk Management EduCare Financial Student Loan Financial Group I can warn you that all four of these lenders will subject your consolidation application to a rigorous and conservative analysis of your eventual ability to repay. If your loans ARE federal loans, you should start with the government's own consolidation program - you can find that here: http://www.loanconsolidation.ed.gov/ Good luck.

Private student consolidation loans are not guaranteed by the gov't - so they're a much higher risk to the lender . Therefore, they're typically based on the credit history of the borrower. It's unlikely you'd get a significantly different interest rate if you shop around to different lenders. What you can do is get your credit in as good shape as possible before you consolidate, and/or find a cosigner with good credit. This can help bring the interest rate down. The rates may *seem* high, but they're probably lower than a typical credit card or car loan rate, plus the interest on them may be deductible on your taxes.

I believe I read that you can not consolidate federal student loans. Why would you want to? For convenience? If you consolidate with a bank, you will only pay higher interest rates. Convenience will never be worth that much money. /

I used direct loan consolidation. It took about 2 months. http://www.loanconsolidation.ed.gov/

Generally, a consolidation loan lumps all your student loans into a new loan, with up to 30 years to pay back and a fixed interest rate. It really makes it easy if you have student loans scattered across different lenders/servicers. The key word in your statement is 'up to $2000', if you have a lower balance, you probably will not get that much as a credit. Yes, you would get a credit, not cash back. And if you do get 'up to $2000', believe me, you will pay for it eventually. There's no such thing as a free lunch (imo).

Because of the student loan reform act many lenders pulled out of the consolidation field. The ones that remain do so on a limited basis. Generally once they reach their monthly quota of loans they stop taking any others. This means you'll likely need to check sites like http://www.studentloanconsultants.com for their list of lenders every week to see who is or is not offering consolidation loans at that time. Unfortunately there is no easy way of doing it at this point, but just be patient and you'll find a lender to do the consolidation.

I would talk to your current lender about what is offered. Some lenders have better deals if you do not consolidate. But if you do the most hassle free way is usually through your current lender. When you go through a third party it usually takes much longer to complete as the paperwork has to be sent back and forth between your current lender and your consolidating lender. Some of the more common benefits are a .25% rate reduction for setting up automatic withdrawal and a 1% interest rate reduction for making 36 (sometimes more, sometimes less) on time payments. A few will offer better than that, but not most. I would steer clear of the offers for a cash rebate after you make your first payment. If they offer this in conjunction with the other benefits than it may be worth it. But if that is all then it will save you more in the long run to go with the interest rate reduction. A lot of people will choose that because it seems like such a good deal, who wouldn't want cash up front? But anyways, with 3rd party lenders I have seen some of them just now being finished when the person filled out the consolidation application in June of 2006 . It doesn't always take that long, but it definitely can. Good luck!

Wells Fargo might be the only one worthwhile these days. Look for ones that have little or no origination fees and have reductions if the money you owe is periodically auto-deposited.